Raising Money-Smart Kids

Post by MamaFiza on March 31, 2009

Wish you were in the pink of health angelic momma

For today update, we would like to contribute on How to Raise Money-Smart Kids.

SSPN cards: for our kids

In no doubt, teaching your kids about how to handle money responsibly is one of the most important jobs you have as a parent.

Most successful entrepreneurs start early. There are many lessons to learn and the sooner you learn them, the more likely you are to be successful at a younger age *Insya-Allah*.

Starting a business is a great way for kids to learn real life skills and build confidence.

When I was a kid, I made a lot of money and I credit my interest in entrepreneurship to those early experiences: sell my handmade art & crafts, books, comics, cakes, etc. It was fun setting up shop with my little sister and brothers, and I’m still chasing after that same feeling.

Insya-Allah, in the middle of this year, my kids will run their very own online business (their handmade stuff!!!) as nowadays big bro KiruaMi-cHan‘s could manage his own webstore online cart database by himself, big sis ReiHi-cHan‘s may do a physical counting (or cycle count) of the stock level in storage and lil sis YunaFi-cHan‘s is a great helper in organizing inventory.

p/s: they plan to contribute 5% from their profits for charity.

Luckily, my hubby and I will always here to guide them for their future step

BlueWagon: my kids home-based biz area

We encouraged them to start their own websites because understanding web sites is a key entrepreneurial skill.

I don’t care whether they become entrepreneurs or not, but I think it’s good for them to at least understand entrepreneurship and to apply an entrepreneurial attitude to everything they do. So, we may talk about internet businesses and things like that together as a family.

The key idea here is that I tried to give my kids some skills. Maybe you are an excellent negotiator : please teach your kids that. Whatever you know, share it with your kids. It’s not teaching them about entrepreneurship directly, but it’s giving them the tools they need to define their own destiny.

After all, at the end of the day, controlling your own destiny is what entrepreneurship is all about.

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Reward
Promise to contribute to the savings made by a child, e.g: If he/she saves RM 20 by end of the month add RM 20 from your side. This reward should encourage him/her to save more.
(Note: The child should not borrow from elsewhere and show as saving- opening a minor bank account in his name will be very good idea)

Online financial games
There are some free games online using which one can do virtual trading.
Teach him/her some basics of trading and introduce him to this game-it will be as good as trading in real market except that profit and loss will be virtual.
Such games will make him/her understand the value of money and how markets operate. If he likes the game chances are he will develop a sense of respect towards money and its value.

Running competition among siblings *not comparison!*
If there are two or more children at home run a competition as to see who will save more.
This should encourage them to cut unnecessary expenditure and try to save more.

Provide them with interesting alternative
Suppose the child is insisting that he needs that overpriced remote control car which is unlikely to last beyond few weeks.
Try to trade that money for more meaningful alternative- say “I will take you to that amusement park this weekend instead of this toy, or why don’t you try this laptop instead” etc.
This will show the child that there are more meaningful and valuable things which can be secured for same price.

Attribute your success to savings
Suppose you got a yearly bonus and you’re taking family for vacation. Instead of saying “I am taking you out because I got a bonus” say “I could take you out for this vacation because I have been saving RM 100 every month for this moment”
This way a child will realize that small amount when accumulated over a period of time can be exchanged for bigger rewards.

Practice instead of preaching
Children learn a lot by observing. Control your spending habit and make your child understand that you’re saving regularly for a better tomorrow.
Do not indulge in excessive shopping or activities that involve flaunting your wealth.
Be a role model by yourself and that should help a lot.

Sharing is caring
Have your child use part of his allowance to buy small gifts for family members, especially around birthdays or family event. It could be as simple as getting enough candy/cookies/balloons to share at the store.
This helps your child learn how to share, as well as budget.

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So don’t delay, don’t leave it to others, get researching and planning and enjoy the life

Gambatte ne mommies *cuddles*

May Allah swt blessed your hard-work. Amin~

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p/s: Let’s join Homeschool “Chatter” Moment (dedicated to Working-Mom/Dad and Work-at-Home-Mom).
Get your special price today

Do email me at mamafiza@gmail.com with your payment details before 1st April 2009 (closing date). Kindly advise.

Don’t miss this event, book your seat now!

Filed Under Mama's Talk | 4 Comments

We Stand by You

Post by MamaFiza on March 30, 2009

Good day sweet mommies

Happy Monday morning *hugs*

We stand by you whatever it takes!

Alhamdulillah, last year we had made our first move to speak up and stand up for homeschooler community to Selangor Government.

And this year, we’re on our way in making it known loud and clear

Snap!

Thank you Sir Nik Nazmi

We’ll put any update in our family’s blog *see ya later!*

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Our family weekend dinner (yes, it’s yesterday ) *alhamdulillah* :

“Pescado Frito con Papas Fritas“

Our”Chips” >_<

And our “Fish” (p/s:Dory Fish!)

The result: LittleKittle’s Fish N Chips *alhamdulillah*

Daily tips:

Know Ahead of Time What You’ll be Serving for Dinner
Planning meals ahead of time will help you avoid unintentionally spending money on take-out food.
There’s nothing wrong with getting pizza once in a while or even once a week, but try to avoid impulsively ordering take-out just because there’s nothing else on hand.
Remember, as impulsive take-out can easily add up to be hundreds of Ringgit’s per month.

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Have fun mommies

May Allah swt always blessed your family. Amin~

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p/s: Let’s join Homeschool “Chatter” Moment (dedicated to Working-Mom/Dad and Work-at-Home-Mom).
Get your special price today

Do email me at mamafiza@gmail.com with your payment details before 1st April 2009 (closing date). Kindly advise.

Don’t miss this event, book your seat now!

Filed Under Mama's Talk, MamaFiza's Blog, My Healthy Kitchen | 1 Comment

Investing in Your Family Health

Post by MamaFiza on March 26, 2009

Good morning lovely mommies

Hope you were in great day *cuddles*

Today, I would love to share our family’s healthy foods secret: Olive Oil

Olive oil is one of nature’s best kept secrets; the medicinal and culinary benefits of which have only recently been discovered.

Laleli: Early Harvest Extra Virgin Oil is my favorite! Awesome taste and flavor

Laleli Olive Oil is made from olives grown in the Edremit Bay, a region well-known for one of the best olives in the world; referentially uses fruits hand-picked in early harvest, cold-processed – produce oil with exquisite taste and quality.

Olive oil is a great choice because it enhances low fat food with flavor. There is no need to serve monotonous meals when olive oil is in your pantry.

With olive oil, less is more, and a little goes a long way. I won’t settle for anything less, and I bet you’ll be disappointed if you try to save your family budget by using a different oil because it’s worth it! *please think again, momma?*

p/s: It will only cost you less than MYR 100 monthly to buy 5 litres of olive oil.

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Why Extra Virgin Olive Oil?

Not all olive oil qualifies as superfood; it must be extra virgin and cold pressed to retain all of its nutritional benefits.
The health benefits of olive oil are due to the high content of antioxidants and monounsaturated fatty acids, especially Omega-9’s.
Olive oil protects against heart disease by lowering LDL (or “bad” cholesterol) and raising HDL (or “good” cholesterol). Olive oil also provides a healing effect for ulcers and gastritis.

Spinach Fettucine

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Believe me, despite the fact that eating out is “in,” nothing beats a home-cooked meal.

Home-cooked meals (which tend to include more vegetables and fruit and fewer fried foods and soft drinks) offer health benefits, including decreasing the risk of obesity. Meals cooked at home also cost less than restaurant, takeout, or prepackaged meals.

You don’t have to be a professional chef to do it! In fact, with a few simple tips, you can prepare delicious, healthy meals that your whole family will enjoy.

Saute with it, bake, broil, grill, or use it in salad dressings, and you’ll move up to heart healthy cooking. Heart healthy olive oil can make the difference.

White potatoes

Do remember, healthy eating starts in the grocery store. What we buy affects how well we eat.

Health is worth more than learning! ~ Thomas Jefferson

We are what we eat: Healthy nutrition is vital to proper development in children and setting them up for a quality life.

Unfortunately, many families are struggling to put quality foods on the table for their children, meaning they are exposed to greater health risks now and in the future.

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Below are some of our foodie pictures *alhamdulillah*:

Japanese Beef Steak with Sesame Dressing *oho!*

Yakiniku Beef >_<

Ninmiku Chahan – Japanese garlic fried rice

BBQ Gyudon ^-^

The King’s lunch ^_^

Another lunch meal for the King

Seafood Fettucine >_<

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Hopefully you’ll enjoy your “Cooking Day” with your toddlers too!

Gambatte ne mommies

May Allah swt always blessed your day. Amin~

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p/s: Let’s join Homeschool “Chatter” Moment (dedicated to Working-Mom/Dad and Work-at-Home-Mom). Just RM 250 to unite the fun

Do email me at mamafiza@gmail.com with your payment details before 30th March 2009 (closing date). Kindly advise.

Don’t miss this event, book your seat now!

Filed Under Mama's Talk, MamaFiza's Blog, My Healthy Kitchen | 7 Comments

Worlds Youngest Chef

Post by MamaFiza on March 25, 2009

Aloha cute mommies

Don’t you know: Children love to cook, they will laugh and smile non-stop if you give them the opportunity to join in and help – they think it’s immense fun!

Cooking with parents not only teaches them valuable skills that will follow them for the rest of their lives, but also teaches them to enjoy eating wholesome healthy foods *believe me! *

Teaching your children about nutrition and healthy eating habits can have lifelong impact.

My kids and mushrooms

The earlier we can teach children good eating habits and involve them in the process of cooking, the more interest they have in eating healthy food.

Please do take them to the markets and educate them on where the produce comes from, that would be worth gold.

Tadaa~ *with their pieces of hardwork*

Take your time kiddies >_<

Sweet memorable time *last night!*

Ta da, ta da ^-^

Well done! *kisses*

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You want to know why mushrooms are GOOD for you? (explain to your toddler):

Interesting Facts About Mushrooms

Mushrooms are fungi. Fungi are as uniquely different from plants as plants are from animals. In fact, fungi and animals are now in the same super-kingdom, Opisthokonta.

Fungi recycle plants after they die and transform them into rich soil. If not for mushrooms and fungi, the Earth would be buried in several feet of debris and life on the planet would soon disappear.

The oldest mushroom found in amber is from 90 million years ago—a Cordyceps. Scientists recently discovered a fossil first uncovered in 1859 and named Prototaxites, dating back more than 420 million years, a time when the tallest plants were around 2 feet tall. Prototaxites was 3 feet tall laying down, but if standing was nearly 30 feet high. In either case it would be the tallest organism on land and it was a giant fungus!

Some of the oldest living mushroom colonies are fairy rings growing around the famous Stonehenge ruins in England. The rings are so large that they can best be seen from airplanes.

Mushrooms *drools*

Some mushrooms produce compounds that fight cancer! This was discovered when scientists in Japan found that a community had unusually low cancer rates. The scientists discovered that the members of the community grew and ate many Enokitake mushrooms!

You can make beautiful colors by boiling wild mushrooms and dipping cloth in the resulting broth. The books Mushrooms for Dyes, Paper, Pigments & Myco-Stix™ and The Rainbow Beneath My Feet tell you how to make dyes with mushrooms.

Many mushrooms grow towards light, following the sun just like plant. Unlike with plants, scientists do not yet know how mushrooms use sunlight; only that they do.

The spores of mushrooms are made of chitin, the hardest naturally-made substance on Earth. Some scientists suspect that mushroom spores are capable of space travel; a few even believe that some fungi found on Earth originally came from outer space! (Others believe that people who think this must be from outer space themselves.)

Under the right conditions, some mushrooms’ spores can sit dormant for decades or even a century, and still grow!

Mushrooms are useful not only as food and medicine; some are also being used in bioremediation, to absorb and digest dangerous substances like oil, pesticides and industrial waste, in places where they threaten the environment.

The world of fungi holds many secrets yet to be discovered. Perhaps you will help to unveil the many mysteries of mushrooms with your lil ones!
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Keep on good work mommies Homeschooling is the BEST!

May Allah swt always bless you. Amin~

Gambatte ne! *cuddles*

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p/s: Let’s join Homeschool “Chatter” Moment (dedicated to Working-Mom/Dad and Work-at-Home-Mom). Just RM 250 to unite the fun

Do email me at mamafiza@gmail.com with your payment details before 30th March 2009 (closing date). Kindly advise.

Don’t miss this event, book your seat now!

Filed Under My Fun Homeschool, My Healthy Kitchen | 1 Comment

Homeschool Introduction & FAQ @SARAKIDS

Post by MamaFiza on March 25, 2009

Ohaiyo gozaimasu beautiful mommies

Wish you were in lovely Wednesday *hugs*

I am thrilled to share with you an update regarding to our latest Homeschool Module 1: Introduction & FAQ at SaraKids, Shah Alam last Sunday (22nd March 2009).

Alhamdulillah, I’m deeply impressed and grateful from support and love that I’d received from mommies and daddies at the event.

Gazillion thanks >_< You’re the BEST

Aftermath *candid by the King*

You’re invited to read more review from:

Miss Farah (CEO SaraKids)
Miss Raudhah (cute momma!)
Miss Sue (CEO Lunatots.com)
Miss Raziah (sugary momma!)
Miss Liza (CEO SnuggBaby.com)

Thank you for your sweet feedback *tears* T_T

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But look, what u’ve missed

Tremendous hard work from Miss Farah and SaraKids Crew *great job!*

Passion? Oh, you bet, I can’t wait to do this!

Gorgeous mommies *flawless faces* Oh, how marvelous!

Ain’t they lovely?

Thanks a lot mommies *cheers* >_<

With Miss Farah the CEO of SaraKids (she’s so dear to me!)

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What Parents Need to Know – Don’t Miss the Best Part!

In Homeschool 18 Modules@LittleKittle.com: Learn where to find the best educational resources. Also, chapter books that change lives. Yes, lists of Book and URL Suggestions are provided

Whether you homeschool or unschool, we’ll remove the guesswork, frustration and fear, save you time and money, and give you the confidence you need to succeed.

We’ve done it ourselves, and you can too. And we’re sharing all of our information and resources with you at our Homeschool “Chatter” Moment, 5th April 2009, Putrajaya Marriot: dedicated for working parents.

Experience new ideas that take the stress out and put enjoyment into your family’s homeschool experience.

Homeschool Module@LittleKittle.com help you homeschool with less stress, more energy, and greater learning connection.

It’s about more than just great ideas

It’s an experience of exceptional learning and deeper loving with your child as you:

Learn cutting edge teaching strategies
Gain new and exciting curriculum ideas
Get a positive emotional and mental burst of energy
Experience encouragement and inspiration
Learn how to find the time to “fit it all in”
And give your child and family more.

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Homeschool Module@SaraKids, Shah Alam: Let’s join our 2nd module next April 2009!

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Gambatte ne mommies

Please do enjoy your day with your lil angel.

May God bless your family *cuddles*

Filed Under Homeschool Official Event | 1 Comment

The Secret Reveal

Post by MamaFiza on March 20, 2009

moshi-moshi gorgeous mommies

Wish you’re in good Friday.

Latest update from our programme: Homeschool Module@LittleKittle.com

Certainly, there will be 18 modules, open for anyone whom interested to perform homeschooling for their family not just as education platform but as a lifestyle.

IMHO, I highly recommended you to join Homeschool “Chatter” Moment, as this will be a great opportunity for you to get to know our Homeschool Module in summary as these programme (modules) will be elaborate more with monthly assignment and personal coaching via email in the 18 modules.

Special price will be given for participant whom would like to make payment for 6 modules, 12 modules or 18 modules in advance.

If you miss it, you may get the replacement class after complete the 18 modules.

FYI, we’re open for mother whom still breastfeed their baby to bring along their lil angel in our event/programme as we’re here to support direct feeding

Please do let me know if you had any inquiry. Again, thanks a lot for your time ^-^

Happy bro

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Homeschool Module@LittleKittle.com

If you love your kids, homeschooling is the answer to you if you want to make sure your child is getting the personal attention he or she needs.

That your child learns the values and morals that you hold sacred. That the information making it to your child holds to certain standards.

Home schooling is a great option if you want to have a larger role in your kids’ learning.

Our Homeschool Module Shows You How Easy It Is To Start Homeschooling. Don’t Take A Chance On Your Child’s Future!

If my child was ever at risk of being in danger, I know I would be there in a heartbeat to protect him/her.

If my child ever felt left behind by his/her friends, I know I would be there to pick him/her up.

So, why: when you want only the best for your children – would you leave one of the most important parts of their life up to the chance?

Don’t you know that you may homeschool your lovely kids even at the same time allowing them to enroll public and private schools?

Your child is too important to let chance decide the future.

It’s time to get rid of the obstacles to your child’s future.

It’s time to take control of your child’s education for the better.

It’s time to help your child learn real lessons for the real world.

It’s time to give your children the chance for success they deserve now.

It’s time to start considering homeschooling your children.

More than 2.1 million children are homeschooled in America alone.

Homeschool students regularly score significantly higher than public and private school kids.

Homeschooling is the quickest growing form of education in the U.S.

This is all to say, homeschooling is a very real option for these very complicated times. Don’t take any chances, protect your child’s future and consider the benefits of homeschooling.

But, if you’re like most people, you don’t have any idea how to get started.
If you’re considering homeschooling but don’t have any idea where to begin, don’t worry!

When I started looking into homeschooling, I had no idea what I was about to get myself into. There was very little information available to help me learn how to homeschool my children. I searched and searched, but there was just no definitive guide to show me how to homeschool.

So, after a lot of trial and error, I have finally learned the ins and outs of homeschooling. And, let me tell you, there is nothing more satisfying than homeschooling your children *alhamdulillah*.

For years, my friends have asked me to write down everything I’ve learned about homeschooling. They knew that I had a tremendous amount of information that should be shared with other parents who were considering homeschooling their children.

So, after many months of additional research and preparation, I have pulled together for you: Homeschool Module@LittleKittle.com

Tadaa~

Are You Wondering If Homeschooling Is Right For You?

Many parents wonder if homeschooling is right for them. Although the decision is always a person one, there are many reasons why parents choose homeschooling.

Our programme: Homeschool Module@LittleKittle.com, helps you to decide if homeschooling is right for you, but to help you decide whether homeschooling is right for you and your child, we’ve created a list of the Top 10 Reasons Why Parents Choose Homeschooling.

Your reasons might be different, but hopefully this list will help you begin to determine if homeschooling is the answer for you.

Effectiveness
Homeschoolers often learn a speed that leaves students in private and public schools far behind. Because you will be able to choose a personalized path that works best for your children, you can custom-design a curriculum that works best for your kids’ learning styles and abilities.

Family
Perhaps one of the most common reasons given for deciding to homeschool is the ability for families to remain close together as the children grow up. This is a powerful benefit of homeschooling that cannot be underestimated.

It’s Just Fun!
When you get down to it, homeschooling is just fun for parents and their children alike.

Love
You simply love your children and want to see them succeed and you’ll do whatever it takes to make that happen!

Money
Homeschooling is surprisingly inexpensive. The savings benefits are enormous!

Time Doesn’t Matter
Parents quickly learn that lessons can last as long or as short as necessary. Whereas children have to wait for everybody to get up to speed in classrooms, the homeschooled student doesn’t have to wait on anybody. So, if a lesson is learned, the student can move on or finish the school day early.

Get a Jump on that College Degree
For homeschooled high school kids, homeschooling allows them to begin taking college courses early. Because homeschoolers often advance more quickly then their counterparts, they can take college courses in addition to their high school classes.

Self-Guided Study
Due to the nature of homeschooling, many kids become expert researchers. The homeschool learning environment which encourages natural curiosity and exploration often leads to highly advanced research skills in homeschooled students.

Field Trips
When your kids don’t see learning as only happening in a classroom every opportunity to get out and about in the world becomes an opportunity for learning. The entire world becomes their classroom and they are able to make real-world connections to their learning.

Work Experience
Because homeschooled high school students are more autonomous and mature more quickly than their counterparts, they often find better, more rewarding, and higher paying jobs than others their age. Parents can feel good knowing that their children are learning how to take responsibility.

No matter what your reason, there’s just no better time to decide to start homeschooling.
Ready to make the important decision in your life?
Email me: mamafiza@gmail.com to book your seat today!

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Update: LovingMinerals.com would love to have Miss mamafiza to represent Loving Minerals at Homeschool Module events and seminars.

Seminar participants will get a free sample jar each, as well as a special discount card to use on first purchase on their website.

Marvelous products >_<

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Homeschool Module@SaraKids, Shah Alam: Let’s join together, 2 places left!

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So what are you waiting for, mommies?

Have fun, do take care *cuddles*~

Lots of love,

p/s: We’re proud to support Earth Hour. We only have one planet and we need to take care of her so she can continue to take care of us.

WE SUPPORT EARTH HOUR, Won’t You?

Gambatte ne Earth

Filed Under Homeschool Official Event | 2 Comments

About The Author

A youthful mum [born in 1984] living in boulevard of peace, loving my treasured family, fully breastfeeding my 4 kiddies (tandem nursing), Work-at-Home-Mom, homeschooler, no-pacifier and no maid rules!

*Praise to God*
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Urgent Announcement!

Dear Honorable Clients,

Thank you for your kindness, patient and loyal support. LittleKittle Studio (management office) will be reopen by 20th April 2014. We're closed for year 2012-2013 due to full order.

Please click the above link: LittleKittle eStore > Web Design > Announcement , for more details, thank you.

Meanwhile, please do resend your request email to 2012[@]littlekittle.com

New order for ready made & custom made design will be offer again only on 4th April 2014 due to new designers are strictly on full schedule for registered clients and redesign work for this year.

Thank you. -ADMIN-
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